Kia Finance Center
Financing a new or pre-owned Kia is simple when you're working with an experienced team, like the one at Montrose Kia. Our finance center, conveniently located near Sheffield, North Olmsted, and Cleveland, OH, is here to help you find a payment plan that suits your needs. Explore our financing and **Kia leasing options**, take advantage of our online tools, and check out our current **Kia specials**-all designed to make your Kia-buying experience easy and enjoyable. Get ready to drive off in the perfect Kia for you!
Our Kia Finance Center
A capable finance center is the key to purchasing your ideal commuter. Our Kia team puts your preferences and needs first and helps you navigate all available options. For example, we work with all kinds of local lenders to help set you up with the best possible deal with the payment plan that suits your needs. We also help you with your credit to get the lowest possible interest rate. Work with us to explore various down payment options, loan lengths, and more as you map out how to claim the Kia you have your eye on. Our team can answer any questions and jump-start the process to help you get behind the wheel promptly. Learn all about how we can support you for your drives.
Buying vs. Leasing a Kia
Our team is here to ensure that you can get the payment plan right for you, so we offer various options, such as leasing or buying a car. A traditional car financing plan lets you become the vehicle's owner once you've completed all scheduled payments. It's an excellent choice for drivers looking to customize their model and keep it long-term since you'll have bought the car outright. On the other hand, leasing offers the benefit of driving a new car for a few years. Once the leasing contract ends, you can upgrade to a new model and enjoy another new vehicle, allowing you to continue exploring models. Whatever option is right for you, our team is prepared to work alongside you each step of the way.
Kia Financing Tools and Resources
On our Kia finance center website, we host several online tools to make the buying process for a Kia easier, such as:
- Value Your Trade tool
- Finance Application
- Online Store
To know how much your current vehicle is worth for a trade, you can use our value your trade tool. This step helps you understand what to expect when you put a car towards your new Kia. When you let us know more about you in our finance application, our team can assemble the right financing plan for your needs. Our online store, "Choose. Click. Cruise!" lets you "Choose" a model from our online inventory, "Click" through available financing options, and then "Cruise!" after you complete your purchase, all from the comfort of home. We also offer plenty of special offers, from leasing to financing, so you can confidently discover your ideal payment plan.
Visit Our Kia Finance Center Today
Depend on the help of our finance center at Montrose Kia when you're ready to begin your journey near Sheffield, North Olmsted, and Cleveland, OH. Contact us today!
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.